St John Evangelical Lutheran Church

             
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Still have some questions after viewing our site?  Below are some Frequently Asked Questions that may answer your questions.  If you still have some questions, contact Angie Mackey, Financial Administrator.

 

Still have some questions after viewing our site?  Below are some Frequently Asked Questions that may answer your questions.  If you still have some questions, contact Angie Mackey, Financial Administrator.

 

Annual Pledging

What is Stewardship?

Stewardship is everything we do after we say “I believe”. It is the way we use the resources God has entrusted to our care- our time, our talents and our money - so that we can love God and our neighbor.

 

What is a pledge? 

A pledge is your commitment to make a financial gift that supports the mission of St. John – Living in Service to Christ. Pledging is a response to God’s call and abundance in our own lives: it is a statement of thanksgiving.

 

Why do we need annual pledges?

Annual pledges support everything we do and are at St. John — from paying clergy to supporting our outreach ministries to making possible our liturgical, education and music offerings. In order to know what we can do each year, we need to receive pledge commitments on which to develop an annual budget.

 

What happens to the money I give?

If no designation is made, the money you contribute will go into the General Fund (this would include loose cash given in the offering plate).

However, you can designate where you want your contribution to go. Regular designations include the General Fund, Outreach, and the Trust Fund. Throughout the year, there are also special offerings for other programs such as the ELCA World Hunger, WELCA, Building Fund, etc.

To learn more about these designations, visit the Fund Designations tab found on the GIVE page.

 

How much should I pledge?

We believe strongly that our standard of giving should reflect our standard of living.

We ask each person to consider making a pledge that is both responsible and significant based on his or her financial situation. A tithe (10% of your income) has long been held as the standard of Christian giving. For most it is a goal to be reached through incremental increases each year. At St. John, every pledge, no matter what amount makes a valued contribution to our mission and ministry.

 

If you would like to make a proportional pledge or tithe, the following chart may help:

 

Annual Gross Income     2%          4%           6%            8%            10%           12%

$10,000                             $200       $400       $600         $800         $1,000      $1,200

$20,000                             $400       $800       $1,200      $1,600      $2,000      $2,400

$30,000                             $600       $1,200    $1,800      $2,400      $3,000      $3,600

$40,000                             $800       $1,600    $2,400      $3,200      $4,000      $4,800

$50,000                             $1,000    $2,000    $3,000      $4,000      $5,000      $6,000

$75,000                             $1,500    $3,000    $4,500      $6,000      $7,500      $9,000

$100,000                           $2,000    $4,000    $6,000      $8,000      $10,000    $12,000

$150,000                           $3,000    $6,000    $9,000      $12,000    $15,000    $18,000

$200,000                           $4,000    8,000      $12,000    $16,000    $20,000    $24,000

 

When should I pledge?

We ask everyone to make a pledge during the annual Fall Stewardship Campaign by bringing a pledge card to church, mailing it, or making a pledge online, as this helps us establish our budget for the upcoming year. However, pledges are welcome throughout the year.

 

Do I have to pay when I pledge? Can I pay in installments?

A pledge is simply a promise to pay. You may fulfill your pledge in as many payments as you wish throughout the year. Pledges are to be fulfilled on a calendar year basis, beginning January 1.

 

What methods are available for me to pay my pledge?

As more technology becomes available, things become easier. Even things we thought were simple before! Something as simple as putting cash or a check in an envelope for our offering has now taken on many forms.  There is Simply Giving, Online Giving, Text-to-Give, an App, or the old-fashioned way of utilizing your offering envelopes. Sound confusing? Visit the Ways to Give tab on the GIVE page.

 

What happens if I can't give as much as I pledged?

While it's a commitment to your church and your fellow parishioners, your pledge is not legally binding. If your circumstances change, you may notify the church you need to change your pledge. If you're blessed with unexpected extra income, you're always welcome to increase your pledge as well!

 

Who knows how much I pledge?

St. John’s stewardship staff and finance office keep all pledges strictly confidential. 

 

Year-End Giving

 

How do I find out the balance remaining on my pledge for the current year?

Contact Angie Mackey, Financial Administrator at 225-6747 or at   

before noon on the last business day of the calendar year.

 

How do I make sure my contributions are posted for this year?

Contributions must be received in the church office by December 31 or if mailing your contribution, must be     postmarked by December 31. Any donations dropped off at church in January cannot be recorded for the current year. You may also make a contribution online by December 31 by going to www.stjohnelc.org and clicking the “GIVE” button.

 

How do I make a "prepaid" contribution toward my pledge for next year?

Write on the memo line of your check and/or your offering envelope: “prepaid pledge” or use the last envelope in your contribution packet that is labeled as Prepay. This will indicate that the funds are to be listed as a contribution toward your pledge for next year, but it will be posted for tax purposes as a contribution during the current year.

 

Making a year-end contribution to the St. John Trust Fund

Giving to the St. John Lutheran Church Trust Fund is giving to the mission of this church.  The Trust Fund provides funds for St. John’s ministries, it’s partners and community organizations.  Gifts given are preserved as the principal, while a portion of the earnings are given annually to fulfill the mission of St. John.  If you’d like to receive your charitable income tax deduction for the current year, please have your donations to the church by December 31st.  Please keep in mind that gifts that are electronically transferred will be counted on the day the money enters the Trust Fund account. Contact Amy Graves, Trust Fund Director if you have any questions.

 

What is the ND TAX CREDIT?

North Dakota encourages charitable giving by offering a 40% tax credit for qualifying gifts.  St. John’s Trust Fund has a qualified endowment set up for you to receive this benefit by giving in a meaningful way to the church.  Cash gifts from individuals must be $5,000 or more.  The tax credit is equal to 40% of the charitable contribution up to a maximum of $10,000 per year per taxpayer ($20,000 if filing jointly).  Any credit not used in the year of the gift may be carried forward into the next three years. 

 

If you’d like to contribute to St. John this way, please make your check payable to the St. John Lutheran (Dickinson) ND Tax Credit Endowment Fund.  Contact Amy Graves, Trust Fund Director with any questions.

 

What is a  QUALIFIED CHARITABLE DISTRIBUTION (QCD)?

A Qualified Charitable Donation (QCD) allows those age 70 1/2 to give money to charities directly from their IRAs in a tax advantageous manner. this allows IRA owners who have attained age 70 1/2 to distribute money directly from the IRA to a qualified charity. Total annual QCDs from all IRAs cannot exceed $100,000 for an individual. Spouses can each make up to $100,000 of QCDs.

 

Making a QCD as opposed to a normal charitable gift has two main advantages.

  1. A QCD counts townard satisfying the individual's required minimum distribution for that year.
  2. The distribution is excluded from the taxpayer's income. With very few individuals expected to itemize, the income tax deduction for contributions to hcarities will be lost for many people. However, if you make a QCD, you get a full exclusion of that income form taxes.

For any retiree that is 70 1/2 or older, owns an IRA subject o RMDs, and is charitabley inclined, a QCD really works out as a way to preserve an income-tax-reducing charitable deduction under the tax law.

 

 

 

 

 

 

 


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WORSHIP TIMES
September - May
Sundays 8:00 & 10:30 am
Wednesdays 6:30 pm (Camp-style service)
Thursdays 7:00 pm

June - August
Sundays 8:00 am & 9:30 am
Thursdays 7:00 pm
CONTACT INFO
St John Lutheran Church
146 6th AVE W
Dickinson, ND 58601

Phone: (701) 225-6747
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